Trusted by 5,000+ civil servants

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Quick, secure loans tailored for civil servants. Flexible repayments, competitive rates, and no hidden fees — approved within 24 hours.

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K6,000Max Loan
18%From p.a.
24hrApproval
Hero
★★★★★
"Fast, easy and reliable!"
— Mary Mwila
★★★★★
"Best loan service in Zambia!"
— John Banda
Loan Calculator
Loan amount
K 5,000 ZMW
Loan term
12 months
Monthly repayment
K 1,317
Due on
29th
Quick Estimate
Loan Calculator
Loan amount
K 5,000
Loan term
12 mo
Monthly repayment
K 1,317
Due on
29th
5K+
Happy Borrowers
K50M+
Loans Disbursed
98%
Approval Rate
24h
Fast Disbursement
Why Alisoft

Simple, fast & transparent

Built specifically for civil servants — with the flexibility and speed your financial needs require.

Fast Approval

Get approved within 24 hours. Minimal documentation, quick processing, funds disbursed straight to your account.

Low Interest Rates

Competitive rates from 18% per annum. No hidden charges or surprise fees — full transparency at every step.

Secure & Safe

Bank-level security protects your data. We never share your information with third parties.

Flexible Terms

Choose repayment periods from 1 to 12 months to fit your salary cycle. No penalty for early repayment.

Online Process

Apply from anywhere, any time. No need to visit an office — the entire process happens online.

Dedicated Support

Our team is available via WhatsApp and phone to guide you through every step of your loan journey.

Loan Calculator

Know your
repayment upfront

Adjust the amount and term to see exactly what you'll pay — no guesswork, no surprises.

K 5,000
K 500K 6,000
Monthly Payment
K 1,317
for 12 months
Total Interest
K 10,804
FAQ

Frequently asked questions

What is an online loan?
An online loan lets you borrow money through our digital platform — apply, get approved, and receive funds without visiting our office. The entire process is fast and hassle-free.
How are Alisoft loans different?
We specialize in civil servants with tailored loan products. Competitive rates from 18% p.a., approval within 24 hours, flexible terms of 1–12 months, and absolutely no hidden fees.
What can I use the loan for?
You can use our loans for any personal financial need — emergency expenses, school fees, medical bills, home improvements, debt consolidation, or anything else.
How does repayment work?
Repayment is automatically deducted from your salary or bank account on payday. You can also make early payments with no penalty. We send reminders before each payment date.
What happens if I miss a payment?
We'll notify you via SMS and email. Late payments may incur a small fee. If you're facing difficulties, contact our support team immediately and we'll work out a solution together.
Testimonials

What our customers say

★★★★★

"Alisoft Moneylenders is a great company with great service. Fast, easy and reliable! Got my loan within 24 hours and the process was completely stress-free."

CE
Cary Eide
Civil Servant, Lusaka
★★★★★

"The application process was so straightforward and the staff were very helpful throughout. I would highly recommend Alisoft to anyone who needs quick funds."

MM
Mary Mwila
Teacher, Kafue
★★★★★

"Best loan service in Zambia! Low interest rates, flexible payment terms, and genuine customer care. I've been a loyal customer for over a year. Thank you Alisoft!"

JB
John Banda
Government Officer

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Join thousands of satisfied customers who got their loans approved quickly and securely.

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